Herkimer County Habitat for Humanity

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How does it work?

  • Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses alongside our homeowner partner families.
  • In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor into building their Habitat house and the houses of others.
  • Habitat houses are sold to partner families at no profit and financed with affordable loans.
  • The homeowners’ monthly mortgage payments are used to build still more Habitat houses.

 

How are partner families selected?

  • Families in need of decent shelter apply to local Habitat affiliates.
  • The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan.
  • Every affiliate follows a nondiscriminatory policy of family selection.
  • Neither race nor religion is a factor in choosing the families who receive Habitat houses.

 

How are donations distributed and used?

  • As designated by the donor.
  • Gifts designated to a specific building project are forwarded to that project.
  • Undesignated gifts are used where most needed and for administrative expenses

 

Small Works Projects:

 

In addition to building homes in partnership with a family, Herkimer County Habitat also undertakes two Small Works Projects each year.

 

The purpose of a small works project is to make small repairs to homes owned by families that meet income guidelines. Conditions that affect the structural integrity, heating, plumbing, safety, or accessibility of the home are our priority. The cost of repairs generally does not exceed $1500.